Merchant of Record

Sell to the world.
We do the rest.

ExosPay is the merchant of record for approved cross-border sellers. We make the sale legal in your buyer's country, collect the payment, handle tax and disputes — and pay you in your own currency. You build the product. We carry the paperwork.

On every approved sale

  • Legal seller of record
  • Paid in your currency
  • Tax filed for you
  • Disputes handled
  • Written terms before go-live
What you get

Sell abroad without setting up abroad.

No foreign entity to open. No processor to chase. No tax registrations in your name.

Sell globally

We become the legal seller in your buyer's country, take the payment, and pay you in your currency.

Learn more

Ship & fulfillLaunching

We're building US fulfillment and returns with established carriers and 3PL networks. Tell us what you ship.

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Stay compliant

We calculate sales tax, VAT, and GST at checkout, then file and remit where we're registered.

Learn more

How it works

From application to paid.

One path, from first application to money in your bank.

01

Apply

Tell us about your business. Ten minutes, online.

02

Get approved

We check your company, products, and markets, then send written terms.

03

Connect

Plug in your store or use our checkout.

04

We sell & collect

We're the legal seller. We take the payment and the responsibility.

05

You get paid

Money lands in your bank, in your currency, on the schedule in your terms.


What's handled

We handle the hard part. You keep the business.

One relationship covers everything between your customer's checkout and your bank account.

We handle

  • Merchant of record

    We are the legal seller, so the processor relationship and the compliance load are ours.

  • Settlement in your currency

    We remit approved settlements to your bank on the schedule in your terms.

  • Tax filed and remitted

    Sales tax, VAT, and GST are calculated at checkout and filed where we're registered.

  • Disputes and chargebacks

    We answer the dispute, gather the evidence, and meet the deadlines in your agreement.

You keep

  • Your brand and customers

    The product, the storefront, and the customer relationship stay yours.

  • Your catalog and pricing

    You decide what you sell, where you sell it, and what it costs.

  • Your channels

    Keep the store and the marketing you already run. Nothing has to move.

  • Your records

    Every sale, settlement, and tax line is exportable whenever you need it.


Who we work with

Selective on purpose.

ExosPay is selective on purpose. We work with incorporated businesses we've reviewed and approved — that's what lets us take legal responsibility for your sales. Apply, and we'll tell you honestly whether we're the right partner.

Physical

Physical-goods sellers

Incorporated sellers shipping into the US and EU. Hub fulfillment joins as it launches.

Digital

Digital & SaaS sellers

Software and digital-goods businesses. Merchant-of-record service is available today.

See if we're a fit


Questions

Answered plainly.

What is a merchant of record?+
It's the legal entity that sells to your customer. For approved sellers, that's us. We take the sale, the tax, the disputes, and the settlement.
Who can apply?+
Incorporated businesses selling across borders. We review your company, your products, and your markets. Not every applicant is approved.
Do you work with digital and physical sellers?+
Digital and SaaS sellers can start today. Physical-goods sellers onboard as our US fulfillment hub launches.
How much does it cost?+
Your rate is quoted after review. It depends on your category, volume, markets, and the services you use. Approved sellers get written pricing before going live.
Who handles chargebacks?+
We do. As merchant of record, we answer the dispute and gather the evidence. Deadlines and outcomes follow your seller agreement.
How do I get paid?+
Money lands in your bank, in your currency. The schedule is written in your terms before you go live.
Apply

Ready to sell to the world?

Apply for review. Approved sellers get written terms before going live.

Every application is reviewed