We become the legal seller to your customer.
When a customer buys, they buy from ExosPay. We take on the transaction, eligible indirect tax, and compliance — you receive a clean settlement in your currency. Available now for eligible sellers.
One clear commercial flow.
You supply the approved product. ExosPay contracts with the customer as seller of record, receives the customer payment, and remits the amount due to you under your written seller agreement.
You supply
You provide the approved product, brand, and customer proposition.
We sell
ExosPay is identified as the legal seller in the customer transaction.
The customer buys
The customer purchases from ExosPay under the applicable customer terms.
We settle
ExosPay remits the amount due to you in your settlement currency under your agreement.
The responsibilities behind the sale.
Payment relationship
We manage the customer transaction through regulated payment institutions.
Indirect tax
We calculate, collect, and remit eligible sales tax, VAT, and GST where we are registered.
Disputes & chargebacks
We manage disputes and chargebacks under your written seller agreement.
Compliance posture
We review sellers, categories, and markets before activation and maintain transaction records.
Your business remains yours.
Your product
You build and supply the approved goods or digital offering.
Your brand
Your customer proposition and brand identity remain yours.
Your pricing
You set the customer-facing price, subject to the approved commercial terms.
Your customers
You own the relationship and growth strategy for your audience.
Card payments run on regulated, PCI-DSS Level 1 payment institutions. ExosPay is the merchant of record — not a payment processor — and never stores raw card data.
Pricing is quoted per business, after review. Your rate depends on your product category, volume, destination markets, and the services you use — settlement, and where available, fulfillment, returns, customs, and tax. There is no universal published rate. Approved sellers receive written pricing before going live.
Approved, incorporated, and underwritten.
ExosPay is application-based. We work with a limited number of approved, incorporated businesses. Every account is subject to review — we verify your business, your product category, and the markets you sell into. Not every applicant or product category is accepted. We currently onboard sellers in selected physical-goods and vetted digital categories. Approved sellers receive written terms before going live.
Ready for a merchant-of-record partner?
Submit your business for review. Approved sellers receive written scope, pricing, and settlement terms before activation.